Unlock Your Business Potential with ATLA
Strategic business consulting and operational excellence — for South African companies ready to scale.
About us
Who we are
ATLA Business Consultants is a Cape Town–based advisory firm offering forward-thinking business solutions that combine strategic insight, financial innovation, and operational precision.
Business Strategy & Planning
Craft actionable, long-term growth strategies.
Operational Efficiency
Reduce waste, improve processes, and boost performance.
Financial Modelling & Forecasting
Build powerful models to guide smart decisions.
Digital Transformation
Implement scalable tools and systems to automate your operations.
HR & Workforce Development
Structure high-performance teams and people operations.
Compliance & Risk Advisory
Stay ahead of regulatory requirements with practical guidance.
Product offering
Pay2Day
Responsible Salary Access for South African Workers
What is Earned Wage Access (EWA)?
Earned Wage Access allows employees to access a portion of their already earned wages between normal paydays, reducing financial stress and increasing productivity.
What is the purpose of Earned Wage Access (EWA)?
The purpose of EWA is to provide employees with a secure and efficient FinTech solution that offers a responsible alternative to traditional short-term loans and unregulated lending practices. By enabling access to earned wages before payday, EWA helps employees avoid costly and time-consuming regulated short-term loans and predatory loan sharks (Mashonisas) who operate outside the formal financial system.
Is Pay2Day like a loan or an advance?
No! Pay2Day is NOT a loan or an advance. It allows employees to access a portion of their wages they’ve already earned up to that point in a pay cycle or work cycle between normal paydays.
How is Pay2Day different from payday loans?
EWA is NOT a loan. Employees access only what they’ve already earned, ensuring responsible financial management and assisting employee’s behaviour by shifting the mindset from “what can I get?” to “what do I need?”.
How does Pay2Day differ from traditional salary advances?
Pay2Day (EWA) is not an advance and unlike traditional advances which require employers to fund employees in emergencies and which are mostly based on subjective and arbitrary rules and in most cases discretionary, EWA gives employees access to money they have already earned based on a financially responsible and agreed upon set of rules for all employees, reducing administrative workload and cashflow challenges and further eliminating financial risks for employers.
What are the benefits of offering Pay2Day to employees?
Employers benefit from reduced admin, no cost, no risk, and no need to manage salary advances. Additionally, Pay2Day helps boost employee productivity, retention, and financial wellness.
How does Pay2Day improve payroll administration and assist with overall business efficiency?
Pay2Day eliminates the need for salary advance requests, significantly reducing administrative burdens across multiple levels of the organization. Payroll and HR teams no longer have to process manual adjustments or additional paperwork, ensuring smoother payroll operations. Furthermore, line managers and other supervisory staff remain focused on their core responsibilities without being disrupted by handling, approving, or managing financial assistance requests from employees. By streamlining this process, Pay2Day enhances overall business efficiency and ensures that all employees can dedicate their time to their primary job functions.
Does Pay2Day impact my company's cash flow?
No, Pay2Day fully funds the wage access requests between normal Paydays, ensuring that employers do not experience cash flow disruptions. The process is automated, and seamlessly integrates with a monthly, weekly or any payment frequency payroll deduction cycle for repayment.
How does Pay2Day accommodate different payroll frequencies and multiple payroll structures?
Pay2Day’s Earned Wage Access (EWA) system is designed to handle all payment frequencies, including weekly, bi-weekly, and monthly payrolls. Employers with multiple payroll groups — such as wage earners and salary earners, or different departments — can configure distinct rules for each group. This includes setting different withdrawal limits, accessible amounts, and minimum transaction values based on employee categories. The flexibility of Pay2Day ensures that businesses can tailor EWA access according to their workforce needs while maintaining seamless payroll integration.
How does Pay2Day ensure responsible financial behaviour?
Pay2Day’s flexible rules-based system allows employers to set access limits which can easily be changed based on employee feedback over time and through behavioural monitoring.
Where does Pay2Day send the funds?
Pay2Day offers flexible payment options—funds can be transferred directly to an employee’s bank account or a wallet, providing a convenient and secure way to access money.